Turning 65 or New to Medicare?

You're in the right place!

We've got you covered.

Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

 

Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.

 

 

Term Life Insurance

Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.

 

Accident Insurance

Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

 

  

Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.

Social Security

Social Security Planning Deciding when and how to claim Social Security may be one of the most important retirement decisions you make. Claim too early and you lock in a permanently reduced benefit. Wait too long and you leave years of income on the table. We help you analyze your options — whether that's claiming at 62, maximizing at 70, or coordinating spousal benefits — so you can make a confident, informed decision. here. 

Try or free calculator by clicking on the "Learn More" button below.

About us

At Walters Insurance Agency, we believe insurance should be simple, personal, and built around your life. As an independent agency, we aren't tied to any single carrier — which means we shop the market on your behalf to find the best coverage at the best price.
Our team is committed to guiding you through every decision with clarity and care. Whether you're navigating Medicare, planning for retirement, or protecting your family, we're here to help every step of the way.
Why choose us?
  • We work for you, not the insurance company
  • Personalized coverage designed for your situation
  • Ongoing support — not just at enrollment
  • Local, responsive, and easy to reach
Todd Walters · Licensed Insurance Agent · NPN 1586008

 

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Rich Peternel

Apr 28, 2026

Great experience! Todd took the time and effort to help make the best possible decisions. Highly recommend.

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brad king

Apr 28, 2026

Todd is great to work with listens to my concerns and guides me in the right direction with his knowledge and professionalism.

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Jeff Martignon

Apr 27, 2026

Working with Todd was a smooth experience and I enjoyed feeling like he was working on my behalf rather than pushing specific approaches. He strikes a great balance of leading me in a direction while having me feel like I'm actively participating in the process. I would recommend adding him to your team to accomplish your insurance and financial planning goals.

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Chris Brenner

Apr 26, 2026

Personal service with the utmost expertise, 5 stars isn't enough

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Diane Williams

Apr 24, 2026

Todd Walter's has orchestrated my husband's finances for several years and done a great job. Now that we are married, Todd handles my investments too. He has done many personal favors for us as well as increasing our investments.

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Jason Koscinski

Apr 24, 2026

Todd is great. He has been an excellent source of good information and solid financial advice for over the past ten years

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Kenneth Hartley

Apr 23, 2026

Todd is responsive and responds to client needs with a depth of knowledge.

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JT GRANT

Apr 23, 2026

Todd is an education based advisor, he delivers the information and allows individuals to make decisions.

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Dawn Lee

Apr 23, 2026

The very best!

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Dadv

Apr 23, 2026

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SHERI monkeywoman05

Apr 23, 2026

I had an excellent experience with Walters Insurance Agency. Their team was professional, knowledgeable, and genuinely cared about helping me find the right coverage for my needs. They took the time to explain my options clearly and made the entire process smooth and stress-free. What really stood out was their responsiveness and attention to detail—they were always available to answer questions and made sure I felt confident in my decisions. I highly recommend Walters Insurance Agency to anyone looking for reliable and trustworthy insurance services!

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